| Atlas America | |
| Designed for | Non-US Citizens travelling outside their home country, including USA. |
| Eligible Ages | Age 14 days to 80 plus |
| Maximum benefit options | For age 14 days to 69 - $50,000, $100,000, $250,000, $500,000 and $1000,000 - Age 70 to 79 $50,000 and Age 80 Plus $10,000 |
| Deductible options | $0, $100, $250, $500, $1,000 and $2,500 |
| Co-Insurance - claims incurred in USA or Canada | For the Certificate Period, Underwriters will pay 80% of the next $5,000 of Eligible Expenses after the Deductible, then 100% to the Overall Maximum Limit. Co-Pay is waived if Network service providers are used and they bill administrators directly. |
| Co-insurance - Claims incurred outside USA or Canada | For the Certificate Period, Underwriters will pay 100% of Eligible Expenses after the Deductible up to the Overall Maximum Limit |
| Pre-Existing condition exclusion period | 2 Years immediately preceding effective date. Acute Onset of Pre-existing Condition is covered for members under age 70, up to $15,000 limit per Certificate Period for Eligible Medical Expenses and $25,000 limit per Certificate Period for Emergency Medical Evacuation. |
| Premium | Click to review premium |
| Underwritten by | Lloyds, London |
| Administrators | HCC Medical Insurance Services 251 North Illinois Street, Suite 600 Indianapolis, IN 46204 |
| Coverage can be extended (minimum: 5 days) up to 12 months. Provided there is no break in coverage, you will not be required to re-satisfy your Deductible, Coinsurance or Pre-existing Condition provision. There will be a renewal fee of $5 per policy, in addition to the premium. |
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Click image to download Atlas Series brochure in PDF format
